Your Money, Their Gain
They Take Your Money for Work You Can Do
Buying a home without an agent is legal and straightforward. Agents have spent decades confusing you to keep the commissions flowing. SoloClose provides the process, scripts, and tools to reclaim your money.
The Money They Don't Want You to See
3% is Your Money, Not Theirs
Agents hide the commission in your loan, making you pay interest on their fee. SoloClose shows you how to negotiate and save.
It's Hidden in the Price
Every price includes the commission. Remove it, and you have room to negotiate.
You're Financing Their Commission
Rolling $12,500 into a 30-year loan costs you much more. Use an amortization calculator to see the real cost.
The Rules Changed, and They're Keeping Quiet
Since the 2024 NAR settlement, buyer-agent pay is negotiable. You can decline, but they won't tell you.
The Truth About Your Fears
Five Reasons to Stop Worrying and Start Saving
SoloClose addresses your concerns, so you can confidently buy without an agent.
“Who Unlocks the Door?”
You do.Call the listing agent, book the showing, and don't sign anything.
“Who Writes the Contract?”
You do.It's a fill-in-the-blank form, and agents aren't lawyers.
“How Do I Know What to Offer?”
Use sold comparables, adjust for conditions, and SoloClose guides you.
“Who Negotiates for Me?”
You do.You're the one with the cash, and that's power.
“What If I Miss Something Legal?”
Hire a real estate attorney for a flat fee to review the contract.
The Process to Reclaim Your Money
Nine Steps to Save Thousands
Buying a house is simple, but agents make it seem complex. SoloClose gives you the process, scripts, and tools to save.
Get Pre-Approved
Not pre-qualified. This is serious, and it makes your offer competitive.
Find and Price It Yourself
Use the real listings, call directly, and price with sold comps.
Build Your Bench
Hire an attorney or title company before you write the offer.
Write and Negotiate the Offer
Understand every field and use the four levers: closing date, credits, repairs, possession.
Go Under Contract
Send the deposit, open escrow, and start the clock.
Use the Inspection Window
Book early, use the full window, and turn the report into repairs or cash.
Clear the Lender's Conditions
Appraisal, underwriting, title, and insurance run concurrently.
Get to the Table
Verify utilities, read the Closing Disclosure, and walk through the house.
Sign, Fund, Own It
Sign carefully, verify the wire, and wait for the keys.
Honest fit
This isn't for everybody, and we'd rather lose the sale than watch you use it wrong
Buy this if
- You'll sit down and read a contract the whole way through. Twice.
- You've bought before, or you're the person who reads every review before buying a toaster.
- Your financing is solid and you can move at a normal, human pace.
- You've already found the house, or you know what you're hunting for.
- Keeping five figures at closing is worth two evenings and a highlighter to you.
Do not buy this if
- You want somebody else making the decisions and absorbing the blame.
- You're buying sight-unseen in a state you've never set foot in.
- You're mid-bidding-war this week with no time to learn anything.
- You need a warm body standing next to you at every showing.
- Your deal is complicated in a real way: probate, divorce, serious title problems.
Buyers who did it themselves
What it sounds like on the other side of the signature
“The introduction script made all the difference for me. I’d been putting that call off for almost three weeks. I finally read the opening line right from my screen, and less than two minutes later, I had a Saturday appointment booked.”
Jay Parekh · San Jose, CA
“I worked through the comps worksheet, came in below the asking price, and included the supporting data with the offer so they could see exactly how I arrived at the number. They countered once, and we ended up meeting in the middle.”
Sareena Robinson · Houston, TX
“I spent $400 on an attorney to review the contract line by line, then handled the rest myself. That was the entire trade-off, and it worked out well for me.”
Yuvraj Smith · Jacksonville, FL
Take all thirty days. Open every file. Then decide.
Open all of it. Run your own deal through it, on your own numbers. If you aren't walking around more confident than you were this morning, send one email inside 30 days and we refund every cent. No form to fill in and no explanation required. We'd rather have your trust than your $149.
Questions
Everything people ask right before they buy
Is it actually legal to buy a house without an agent?
Yes. Every state, every price point, every kind of property. Nothing anywhere requires a buyer to be represented, the industry just lets you assume otherwise. A handful of states do require an attorney at closing, and The Process flags which ones, and at which step it starts to matter.
Will sellers refuse to deal with me?
Look at it from the seller's side. An unrepresented buyer means less commission coming off their proceeds, which is leverage sitting inside your offer rather than a liability, provided you look organized and ready to close. Looking organized is what the pre-approval, the comps, and the paperwork are for. Turn up with all of it and you're the easy offer in the stack.
Do I still save money now that commissions are negotiable?
The 2024 NAR settlement made buyer-agent pay explicit instead of automatic. Explicit isn't free. Somebody still signs and somebody still pays, and increasingly that somebody is the buyer, in writing. Decline the buyer-agency agreement and there's no buyer-side commission to fund. That isn't a theory, it's a number you can point at across the table.
Is this legal advice?
No, and anyone selling you something like this who claims otherwise should worry you. SoloClose is educational material and document templates. We're not a brokerage and we're not a law firm. For contract review, hire a licensed attorney in your state. The Process tells you which step to do it on and roughly what it should cost.
Does it work in my state?
The nine-step process is national. What changes state to state is the deadlines, the disclosure requirements, and whether an attorney has to be at the closing table, so The Process includes a state-by-state timeline covering all three.
What is the difference between the three tiers?
The Process is your state's steps in the order they happen, plus a deadline board. The Deal Kit adds the offer builder and the comps worksheet, which is where the money actually gets saved. The Full Close adds the dated deadline calendar, the state disclosure checklist, the document tracker, and the consistency checker. The Process lists your dates; The Full Close puts them in your real calendar and checks them against each other for contradictions. Each one contains everything in the one before it, so you never buy the same thing twice. Compare all three here.
This is the biggest check you'll ever write. Somebody in that room is going to be underprepared. Make sure it isn't you.
Walk in with the process in your hand instead of somebody else's commission structure in your ear. The house is out there right now, and so is the money.
From $149 · one-time payment · 30-day money-back
The whole purchase on one page
22 steps, grouped into 9, across the 4 stages of a deal — with the deadlines that are easy to miss marked. It is the map a buyer’s agent works from. We’ll email you the PDF at no charge.