Your Money, Your Choice
Why You Should Consider Buying Without a Buyer's Agent
For decades, the real estate industry has convinced you that you need a buyer's agent. But the truth is, you can do it yourself and keep the commission.
This guide will show you how to navigate the process, save money, and take control of your home buying experience.
Is It Right for You?
The Honest Check
Take our quick quiz to see if buying without a buyer's agent is the right choice for you. We'll provide you with an honest assessment and guide you through the process.
The Short Version
Why Buying Without a Buyer's Agent is a Good Idea
You're Capable
- You can read and understand a contract. You don't need someone else to do it for you.
- You've bought before, or you're the type to research thoroughly. You know what you're getting into.
- Your finances are in order. You can move at a normal pace without rushing.
- You've found a house or know what you're looking for. You don't need an agent to search for you.
- You're willing to spend a little on an attorney for contract review. It's a small price for peace of mind.
- Saving thousands in commission is worth a bit of effort. You can handle it.
When You Should Consider an Agent
- You want someone else to make decisions and take the blame. That's fine, but it comes at a cost.
- You're buying sight-unseen in an unfamiliar area. That's a complex process best left to a pro.
- You're in a bidding war and need to move fast. An agent can help you navigate the chaos.
- You need someone to accompany you to showings. An agent can provide that support.
- Your deal is complex, with probate, divorce, or title issues. An agent can help untangle the mess.
- Reading contracts is not your strong suit. If you'd rather not deal with the paperwork, an agent can help.
Specific Situations
Where It Works Well, and Where It Doesn't
The right choice depends on your situation. Here's a breakdown of when buying without an agent is a good idea, and when it's not.
You've Found the House
If you've already found the house, you don't need an agent for the search. Save the commission.
Second or Third Purchase
You've been through the process before. You know what to expect and can handle it yourself.
First-Time Buyer, Calm Market
It's doable, but budget for an attorney and give yourself time. Don't rush.
New Construction
Builders often include the commission in the price. Have an attorney review the contract.
Bidding War
Learning the process during a bidding war is tough. Consider an agent for this one.
Probate, Divorce, Estate Sale
These situations are complex. An agent can help navigate the legalities.
Buying Remotely
Someone needs to physically inspect the house. If it's not you, it needs to be someone you're paying.
If the Answer is No
What to Do Instead
If buying without an agent isn't for you, here are some alternatives, listed by cost.
Flat-Fee or Rebate Agent
A licensed agent who charges a fixed fee or rebates most of the commission. You get representation and keep a good chunk of the money.
Typically $3,000–$6,000, or a partial rebate
Real Estate Attorney, Hourly
They'll review or draft the contract and handle the closing. Pair it with your own legwork.
Typically $300–$1,500 depending on scope
A Full-Service Buyer's Agent
If your deal is genuinely complicated, this is what that costs. It's a service, not a scam.
Typically 2–3% of the purchase price
If It Fits, Here's What It Costs
One payment, no subscription, and it's yours for every house you ever buy. If it doesn't fit, we have a refund policy.
From $149 · one-time · refund policy
The whole purchase on one page
22 steps, grouped into 9, across the 4 stages of a deal — with the deadlines that are easy to miss marked. It is the map a buyer’s agent works from. We’ll email you the PDF at no charge.